Card Programs

If you participate in the Belk Rewards program, you agree to these terms. To receive Belk Rewards program benefits, you must make purchases with your Belk Rewards card and earn the required number of points. The Belk Rewards program is automatically available on your Belk Rewards card account when it is open, in good working order and there are no more than 2 late payments, both when accumulating points and issuing and redeeming points.

Belk-Credit-Card

Earn 1 reward point for every $1 of net purchases (goods purchased minus returns and corrections) loaded onto the Belk Credit Card at any Belk store in the United States and/or at belt.com. Non-commercial rentals, Belk gift cards, finance charges, and fees are not eligible for points.

Know The Card Programs

Rewards points are subject to expiration and expire one (1) year after achievement, starting from the end of the month in which the Rewards points were awarded.

Belk Premier Status

Premier Rewards cardholders: Belk Rewards cardholders who do the following:

(a) spend $600 at Belk stores (fewer returns, sales tax, interest, and fees) with your Belk Rewards Card within one calendar year;

(b) maintain your account in good standing; and

(c) upon reaching the qualifying amount of $600, with no more than 2 late payments at the time of Premier Rewards card issuance, you will be upgraded to a Belk Premier Rewards card. Upgrades to Premier will be processed on your next billing cycle after qualification.

Belk’s Elite Status

Elite Rewards cardholders Belk Rewards cardholders who:

(a) spend US$1,500 at Belk stores (after deducting returned merchandise, sales tax, interest, and fees) with your Belk Rewards Card within one calendar year;

(b) maintain your account in good standing; and

(c) After reaching the qualifying amount of $1,500 at the time of Elite Rewards Card issuance, no more than 2 late payments will be transferred to a Belk Elite Rewards Card. Elite level upgrades will be processed on your next billing cycle after qualification.