A decent option if you want to save a few bucks at Belk, this card offers perks like annual savings events as well as a scalable monthly rewards program. The more you spend each year at Belk Credit Card, the more rewards you’ll earn.


The Belk app offers a wide range of fits, sizes and styles in every category from men’s, women’s and children’s clothing and shoes to bags, dresses and household items. Plus, shop a wider selection of designer fashion, beauty, accessories and fragrances. You can even save your favorite products to buy them later.

Belk offers three tiers of credit cards, each offering rich rewards to regular customers of the department store chain. Benefits vary based on your annual spend at Belk stores.

Some Features Of The Card

  • 3 points for every eligible $1 purchase
  • Hassle-free return without receipt
  • 20 unique savings campaigns per year
  • Bonus reward events
  • One day savings for cardholders per month
  • 4 points for every eligible $1 purchase
  • Special financing with the Flex Pay Belk Rewards Plan
  • Birthday voucher
  • Premier Exclusive Savings Days
  • 5 points for every eligible $1 purchase
  • Free in-store and Belk.com delivery
  • 20% off quarterly, choose your own sale day
  • 4 days of invite-only Elite savings
  • free delivery coupons
  • 3% back on rewards at Belk and Belk.com
  • 2% Food and Fuel Reward Refund
  • 20% discount coupon after account opening
  • Make a purchase on the first day of your account and you will receive $10 in Belk Rewards
  • Exclusive savings events every year
  • Returns without receipt
  • Member Savings Day each month
  • Early access to store promotions and additional rewards events
  • 3% foreign transaction fee

You can check your Belk Credit Card Rewards credit card balance online or download the Belk Credit Card app where you can manage your credit card account, make payments and manage your Belk card account. For technical support, call 866-560-4456. You can also call 877-295-2080 to check your Belk Rewards credit card balance over the phone.