The Chase Freedom Unlimited Credit Card Review

The Chase Freedom Unlimited credit card is a popular choice for people looking to earn cash back on their everyday purchases. But is it the right card for you? In this review, we’ll take a look at the card’s features and benefits, as well as its drawbacks, to help you decide if it’s the right fit for your wallet.

What is the Chase Freedom Unlimited Credit Card?

The Chase Freedom Unlimited Credit Card is a credit card that offers unlimited cash back on every purchase. There is no annual fee and you can earn up to $150 in bonus cash back after you spend $500 in the first 3 months. You’ll also get 0% intro APR on purchases and balance transfers for 15 months (then a variable APR of 16.74-25.49%).

How Does the Chase Freedom Unlimited Credit Card Work?

If you’re looking for a new credit card, the Chase Freedom Unlimited credit card might be a good option for you. In this review, we’ll take a look at how the card works and what benefits it can offer you.

The Chase Freedom Unlimited credit card is a cash back rewards card. That means that every time you use your card to make a purchase, you’ll earn cash back rewards. The more you use your card, the more cash back rewards you’ll earn. There is no limit to the amount of cash back rewards you can earn with this card.

One of the great things about the Chase Freedom Unlimited credit card is that it offers 1.5% cash back on all of your purchases. That means that no matter what you’re buying, you’ll earn cash back rewards. And if you use your card for travel or dining purchases, you’ll earn an extra 3% cash back on those purchases.

Another benefit of the Chase Freedom Unlimited credit card is that there is no annual fee. That means that you can use your card without having to worry about paying an annual fee. And if you travel frequently, you’ll be happy to know that there are no foreign transaction fees with this card either

What are the Benefits of the Chase Freedom Unlimited Credit Card?

If you’re looking for a credit card with great benefits, the Chase Freedom Unlimited credit card is a good option to consider. This card offers unlimited 1.5% cash back on all purchases, and there is no annual fee. You’ll also get a $150 sign-up bonus after spending $500 in the first 3 months. In addition, you’ll get 0% intro APR on purchases and balance transfers for 15 months (then a variable APR of 16.74-25.49%).

Another great benefit of the Chase Freedom Unlimited card is that you can earn rewards points that can be redeemed for cash back, gift cards, and travel. And if you have a Chase Sapphire Preferred or Reserve card, you can transfer your points to those accounts at a 1:1 ratio. That means your points are worth 25% more if you redeem them for travel through Chase Ultimate Rewards.

So if you’re looking for a credit card with great benefits and rewards, the Chase Freedom Unlimited should be at the top of your list.

What are the drawbacks of the Chase Freedom Unlimited Credit Card?

The main drawback of the Chase Freedom Unlimited Credit Card is its high APR. If you carry a balance on your card, you’ll be charged a very high interest rate. Additionally, the card doesn’t offer any rewards or perks, so if you’re looking for a card that will give you cash back or points, this isn’t the best option. Another downside is that the card has a relatively low credit limit, so if you have good credit, you may be better off with a different card.

Who is the Chase Freedom Unlimited Credit Card best for?

The Chase Freedom Unlimited Credit Card is best for people who want to earn cash back on every purchase they make. There is no minimum amount you need to spend in order to earn cash back, and you can earn an unlimited amount of cash back. This makes the Chase Freedom Unlimited Credit Card a great option for people who want to maximize their rewards.

How to use the Chase Freedom Unlimited Credit Card?

If you’re looking for a new credit card, the Chase Freedom Unlimited Credit Card is a great option. With no annual fee and a 0% introductory APR on purchases and balance transfers, it’s a great way to save money. Plus, you’ll earn unlimited 1.5% cash back on every purchase. Here’s how to use the Chase Freedom Unlimited Credit Card to get the most out of it.

First, be sure to activate your 5% cash back categories each quarter. You can do this by logging in to your account online or through the mobile app. Then, use your card for all of your purchases in those categories. For example, if you activate the 5% cash back category for gas and restaurants in the fourth quarter, use your card whenever you fill up your tank or go out to eat.

Next, take advantage of the 0% introductory APR on purchases and balance transfers. If you have any high-interest debt on another credit card, transfer it to your Chase Freedom Unlimited Credit Card and pay it off interest-free over 15 months. Or, if you’re planning a big purchase, charge it to your card and pay it off over time without accruing any interest charges.

Finally

Conclusion

The Chase Freedom Unlimited is a great credit card for people who want to earn cash back on every purchase they make. It also has no annual fee, which makes it even more attractive. The only downside to this card is that it has a foreign transaction fee, so if you travel outside of the country frequently, you may want to consider another option. Overall, the Chase Freedom Unlimited is a great choice for people who are looking for a cash back credit card with no annual fee.